Opticians

Opticians need the package of insurance covers any business needs but in addition they are also exposed to risks particular to their profession:

We will help guide you through the options enabling you to make informed decisions.

Income is largely dependant on the presence of qualified Opticians. If they are unable to work due to ill health, accident or death the profits of the business will be severely affected. Proper insurance protection will help to maintain income and pay additional costs for locums or additional staff.

Income will be affected if the premises, equipment or stock is damaged or lost. Suitable insurance will pay to repair or replace damged or lost items and will replace profits lost while you are waiting for repairs or replacements to be made.

Income will be severely affected if you are forced to pay legal costs or damages in disputes with employees, landlords, customers, suppliers to name a few. Legal Liabilities including legal costs can and should be insured.

Click here for a detailed Opticians Inventory

Click here for Opticians Business Questionnaire